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Over
50 experienced and highly trained professionals are
ready to meet your commercial and/or residential property
title insurance needs. |
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We
offer a wide range of services
including title insurance, escrow service, title commitment,
tax search, lien search, and title reports. |
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We
have a full service plant where examiners conduct property
title searches, tax service and property title commitments
are prepared. |
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The
law firm of Lewis, Monroe and Peña is
strategically located in the Edinburg corporate office. The experienced, knowledgeable
staff serves as counsel to Edwards Abstract and Title Co. and is available to
review documents, deeds, liens, closings and title work
as required.
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Byron
Jay Lewis and Alan D. Monroe are Board Certified in
Commercial and Residential Real Estate Law by the Texas
Board of Legal Specialization. |
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From
humble beginnings in 1880, the company's founder Judge J.
H. Edwards, began a business that has become one
of the most established and respected title companies
in the Rio Grande Valley.
Judge
Edwards was instrumental in clearing land titles
in Hidalgo County. Not only did he secure data from
old records and early settlers, he often traveled
into Mexico to find missing heirs to the Spanish
Land Grants.
Judge
Edwards and his family moved to Edinburg in 1910.
He managed the Hidalgo County Abstract Company,
which was later acquired by Judge Edwards and operated
as the Hidalgo and Starr Counties Abstract Company
until 1919.
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Judge
J.H. Edwards, founder.
(Photo
courtesy of the
Museum of South Texas History.)
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Mrs.
L.S. Edwards served as secretary of the company
until 1926 when she and her sons James L. and Cecil
A. Edwards formed the Edwards Abstract and Title
Co., which held records of both Hidalgo and Starr
counties.
The
first office was opened in the heart of downtown
Edinburg on the corner of North Closner and West
McIntyre St. and later moved to the present location
at 3111 West Freddy Gonzalez located in Edinburg, TX on May 7, 2007
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Edwards
Abstract and Title Co. provides customers with the opportunity
to order various title products and escrow services when
conducting commercial and residential real estate transactions.
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Our
qualified staff offers the expertise and experience
in title examining and issuing title insurance policies. |
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At
Edwards, we are dedicated to ensuring that you experience
a smooth closing transaction. |
Visit
or contact one of our four convenient
locations for efficient and fast service!
Title
Commitment
A commitment for title insurance is a title insurance form
that offers to issue a title policy subject to stated exceptions,
requirements, and terms.
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A
commitment for title insurance is the first step in
the real estate transaction process. |
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Edwards
Abstract and Title Co. has relationships with national
underwriters that issue title policies for commercial
and residential real estate transactions.
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The
commitment or binder constitutes a statement of
the terms and conditions on which Edwards Abstract
and Title Co. is willing to issue its policy.
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Title Insurance Policy
Before
issuing a title policy, a careful search is made of the
county, state and federal records that affect real estate.
This is accomplished by using the Edwards' plant, which maintains
or has access to references of every deed, mortgage, death,
divorce, etc., that might affect property. There are two
main types of insurance:
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Owner
Title Policy -- Insures against loss to the owner
of the property.
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Mortgage
Title Policy -- Insures the holder of a mortgage
that this mortgage is a lien (claim) on the property.
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Escrow Services
| Edwards
Abstract and Title Co. has the resources and expertise
needed to ensure the accurate and timely closing of
all of your real estate transactions. We take pride
in addressing the specific requirements of our customers.
We accomplish this in two ways. First, every location
has a branch manager on site with the experience to
handle all commercial and residential real estate
closings. And second, we provide improved service
levels and minimize processing time using the latest
technology. |
Norma
Cano in the Escrow Department
at the Edinburg branch,
assists a customer.
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Tax
Service
We
secure complete tax data including current property tax
information, identifying property tax delinquency and property
tax liens. In addition:
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We
provide assistance with tax payment discrepancies. |
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Automated
tax service is available for research and property
tax payment processing. |
Title Reports (not insured)
Provides
a chain of title or history of a property, including:
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Ownership |
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Easements |
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Mineral
Reservations
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Restrictions
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Liens
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Closing
Services
There
are six steps in the closing process, each of which is supported
by Edwards Abstract and Title Co. These six steps have been
well explained by one of our key underwriters, Stewart
Title Guaranty Company, at the link below:
http://www.stewart.com/sections.jsp?channelId=1&pageId=520
| Technology
and Equipment:
Edwards
Abstract and Title Co. realizes the value of using
the latest technology and equipment to speed up
the real estate transaction process. Our company
has made a significant investment in top-of-the-line
hardware and software that enables us to provide
more online services to our customers including
SureClose, Electronic Order Entry, E-Recording and PropertyInfo.
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Dan Cook and Alex Stephenson-
Information Technology |
| SureClose, the
secure online transaction management system makes
doing business with Edwards Abstract and Title Co.
more convenient than ever before. Give our online
services a try and you’ll see why Edwards
Abstract and Title Co. is the best in the business.
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